GAP Plans

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GAP plans are specifically designed to “fill the gaps” of an underlying major medical plan by providing coverage for most of the individual’s out-of-pocket expenses. The GAP plan covers out-of-pocket expenses for employees such as deductible, coinsurance and most copays. GAP plans are used to help employers save money on their major medical premiums while providing comprehensive coverage for their employees.

Innovative Workplace Benefits offers numerous carrier solutions, as there is no one-size-fits all solution.  Some product features may include:

• Inpatient benefits
• Outpatient benefits
• Ambulance
• Treatment in a doctor’s office
• Durable medical equipment
• Mental health

With 10+ years serving the brokerage community for as a MGA specializing in GAP plans, we represent a multitude of carriers and administrators, including our own exclusive level funded gap plan, ensuring you get what you need.